# Baccarat Basics

Baccarat is a popular card game that is played at casinos. It is played by two players, the Player and the Banker, who each have two cards. They then make decisions based on the hand they have.

Each player will have their own area of the table. Chips are placed in the appropriate area. The dealer will then deal the cards to each player. A croupier will then shuffle the decks. Eight 52-card packs will be dealt, with each deck having an oblong shape.

In baccarat, every card has a numerical value. For example, the ace is one. All other cards are worth face value. However, there is a 5% commission paid to the dealer for any bets made on the banker’s hand. Also, there is a 1.24% edge in favor of the house for the player’s bet.

The object of the game is to guess which of three possible propositions will win. This is done by betting on the Player, the Banker, or a tie. If all of the players at the table agree that the Player has the best hand, then the player wins. On the other hand, if the Player and the Banker have the same amount of points, then the banker has a chance of winning.

A player’s hand has to be at least two or fewer than the banker’s. When a hand is less than two, the dealer will draw a third card. Otherwise, the hand will be left on the 5, 6, or 7 total.

The player’s hand is worth one point for each double digit that is added to it. For instance, a hand that has an Ace and a 9 has a value of 5 points. Likewise, a hand that has an Ace and 6 has a value of five points. As a result, the highest total in baccarat is nine.

Normally, baccarat is played with eight decks of cards. However, some casinos use six decks of cards. While the number of decks in play will decrease the house edge for the Banker bet, the player bet will have a higher house edge.

Before playing a round of baccarat, it is important to know when the Player and Banker will each draw a third card. The standard house rules determine when this happens. Generally, the Player is able to draw a third card when the Banker is on a total of five or six. Conversely, the Banker will be able to draw a third card if the player is on a total of seven or eight.

Another common question is when the Player will call the ‘carte’ or ‘non’ when their hand is zero. If no other player has made a bet on the Banker, then the active player is allowed to call the ‘carte’. At that point, the Player’s hand will be assessed against the Banker’s hand, and the player will be able to decide whether to call the ‘non’ or continue betting.